Move the sliders to match your lifestyle and see your monthly budget in Thai Baht and your home currency — with an honest, category-by-category breakdown. Every number is sourced and editable.
These are the per-item benchmarks used for your current scenario. Edit any to match a real quote — your results update instantly. Reset to sourced defaults.
No black boxes. We start from researched Pattaya benchmarks, scale them to your household and choices, and add a small buffer for the things everyone forgets. Here's the exact recipe.
Your monthly total is simply the sum of each category, plus a misc buffer:
Rent + Utilities + Internet + (Mobile × adults) + (Food × adults) + (Transport × adults) + (Insurance × adults) + Nightlife + (Gym × adults) + Children + 10% buffer
Rent, utilities, internet and nightlife are counted once per home. Food, transport, mobile, gym and insurance scale with the number of adults. Children add a per-child living cost plus optional school fees.
Each benchmark in the assumptions panel shows its source and the date we last checked it. Headline ranges we used:
Sources include thailand-property.com, hipflat.com, retiredinpattaya.com, freedomabroad.io, roof21.co.th, pacificprime.com and expatden.com (2025–2026).
A single foreigner living frugally can manage on roughly ฿30,000–40,000 per month. Most expats live comfortably on ฿45,000–65,000, and a Western-style lifestyle with sea-view living, a car and regular dining out runs ฿100,000+ per month. Rent, health insurance and nightlife are the biggest swing factors — which is exactly why this calculator lets you set them yourself.
Generally yes — typically 10–25% cheaper overall, mostly on rent, while still offering a wide range of housing, healthcare and dining.
Studios commonly rent for ฿7,000–15,000 per month, one-bedroom condos ฿10,000–25,000, and two-bedroom or sea-view units ฿18,000–45,000. East Pattaya is cheaper; Naklua/Wongamat and Pratumnak trend higher. Longer leases usually get better monthly rates.
It's strongly recommended and required for some visas (such as the O-A retirement visa). Private cover ranges from about ฿20,000/year for basic inpatient plans to ฿80,000–200,000+/year for comprehensive cover, rising with age. Get a real quote before relying on the estimate here.
They're sourced planning estimates, not quotes. Every benchmark shows its source and the date checked, and you can edit any assumption to match real quotes. Always confirm with landlords, agents and insurers before committing.